Superannuation is a cornerstone of Australia's financial framework, underpinning numerous retirement plans. For many Australians, effectively managing their superannuation is pivotal to ensuring a financially secure retirement. Expert superannuation advice can be invaluable, particularly when deciphering individual financial situations. Options like Self-Managed Super Funds (SMSFs) exemplify the evolving superannuation landscape, presenting personalised ...
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An SMSF, or Self-Managed Super Fund, is a type of private superannuation fund that members themselves specifically oversee. Unique in its structure, an SMSF permits a maximum of six members, all of whom typically assume roles as the fund's directors or trustees. Their primary function, echoing the core objective of other superannuation ...
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Have you considered selling property from your Self-Managed Super Fund (SMSF) to yourself? The short answer is indeed, yes, you can, but it must meet specific conditions and align with the stringent guidelines set by the Australian Taxation Office.
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In recent years, SMSFs have become increasingly popular due to the enticing benefits they offer for property investment. As a favoured choice for Australians planning their retirement, it's important to delve into this trend and understand the opportunities and complexities involved. While the idea of using super to purchase property may sound ...
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Self-managed super funds are one of the most popular retirement savings options in Australia. But when can you access your SMSF? The answer depends on a few factors, including your age, your employment status and your super balance. Generally speaking, you can access your SMSF from age 55 if you're retired or ...
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A self-managed super fund (SMSF) is a trust structure designed to hold retirement savings for the benefit of its members. As trustees of their own fund, SMSF members have control over how their retirement savings are invested and managed. While this provides greater flexibility and choice, it also comes with greater responsibility. ...
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How to Evaluate if an SMSF is Right for You with Canstar Podcast Transcript Welcome to SMSF Mate. This is our general advice warning. We are required to warn you that any advice has been prepared without taking into account your objectives, financial situations or needs and because of that you should ...
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How Much Do I Need For Retirement Podcast Transcript Welcome to SMSF Mate. Our general advice warning. We are required to warn you that any advice has been prepared without taking into account your objectives, financial situations or needs and because of that you should before acting on any advice consider the ...
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Direct Indexing for SMSFs: What You Need to Know Podcast Transcript Welcome back to SMSF Mate's daily podcast. This is our general advice warning. We are required to warn you that any advice has been prepared without taking into account your objectives, financial situations or needs and because of that you should ...
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Can I Buy Crypto in my SMSF Podcast Transcript Welcome back to SMSF Mate's daily podcast. This is our general advice warning. We are required to warn you that any advice has been prepared without taking into account your objectives, financial situations or needs and because of that you should before acting ...
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The in-house asset rules of self-managed super funds (SMSFs) are designed to ensure that SMSF trustees do not use the fund's assets to give themselves or members an unfair advantage. The rules are also intended to protect the interests of all SMSF members, by ensuring that the fund's assets are used primarily ...
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Getting Insurance For Your SMSF Podcast Transcript Welcome to SMSF Mate. Our general advice warning. We are required to warn you that any advice has been prepared without taking into account your objectives, financial situations or needs and because of that you should before acting on any advice consider the appropriateness of ...
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What is the best SMSF software in 2022? When it comes to Self-Managed Super Funds (SMSFs), there is a wide range of software options available that can help you manage your finances and stay compliant with regulations. Choosing the right software for your SMSF can be a daunting task, but it is ...
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What's the difference between retail and wholesale investors Podcast Transcript Welcome to SMSF Mate. Our general advice warning. We are required to warn you that any advice has been prepared without taking into account your objectives, financial situations or needs and because of that you should before acting on any advice consider ...
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Wrap account investment products and how they work Podcast Transcript Welcome to SMSF Mate. Our general advice warning. We are required to warn you that any advice has been prepared without taking into account your objectives, financial situations or needs and because of that you should before acting on any advice consider ...
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EOFY superannuation and tax saving opportunities for 2022 Podcast Transcript Welcome to SMSF Mate. Our general advice warning. We are required to warn you that any advice has been prepared without taking into account your objectives, financial situations or needs and because of that you should before acting on any advice consider ...
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In recent years, fees for SMSF accounting services have consolidated as streamlining and data efficiency have come into play. Bank account and investment data feeds that plug straight into the accounting software have significantly reduced the manual work required to complete the annual SMSF audit and financial accounts. Some accountants, either by ...
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What's the go with capital gains tax (CGT) and SMSF investments Podcast Transcript Welcome to SMSF Mate. Our general advice warning. We are required to warn you that any advice has been prepared without taking into account your objectives. Financial situations or needs and because of that you should before acting on ...
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Who is the best broker for SMSF investing and trading Podcast Transcript Welcome to SMSF Mate. Our general advice warning. We are required to warn you that any advice has been prepared without taking into account your objectives. Financial situations or needs and because of that you should before acting on any ...
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How much do you need to start a self-managed super fund Podcast Transcript Welcome to SMSF Mate. Our general advice warning. We are required to warn you that any advice has been prepared without taking into account your objectives, financial situations or needs and because of that you should before acting on ...
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When Is It Useful to Get Help Managing Your Finances? Welcome to SMSF Mate. Our general advice warning. We are required to warn you that any advice has been prepared without taking into account your objectives. Financial situations or needs and because of that you should before acting on any advice consider ...
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How much superannuation do I need to retire comfortably in Australia Podcast Transcript Welcome to SMSF Mate. Our general advice warning. We are required to warn you that any advice has been prepared without taking into account your objectives. Financial situations or needs and because of that you should before acting on ...
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How do I start investing in my self managed super fund (SMSF) Podcast Transcript Welcome to SMSF Mate. Our general advice warning. We are required to warn you that any advice has been prepared without taking into account your objectives. Financial situations or needs and because of that you should before acting ...
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Everybody loves a new car right? But have you considered the long term effects of borrowing just that little bit more instead of investing the difference? Follow me through the maths for the massive difference it makes over time. Lets first get some options together for cars, I've borrowed these from Wheels ...
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What are the main considerations when looking for a broker – fees, commissions, minimum balances and trading platform technology? Times have changed for investors today, with competition high and fees seemingly in a race to the bottom; it seems like there are a plethora of brokers to choose from.
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When you sell shares, property or a business and generate a profit, you have made a capital gain on the transaction. Capital gains are generally considered taxable income but exactly how much tax is payable on this income often boils down to how long you have held the asset before selling it. ...
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If you are thinking about getting into the housing market but struggling to find savings for a deposit, you might be able to tap into your super fund. You, unfortunately, can't use all the money in your super fund; the First Home Super Saver Scheme will allow you to use an approved ...
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There are many different ways SMSF investors can analyse shares that they wish to invest in.
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Knowing how much you need in Super by the time you retire is critically important before planning out your retirement and associated investment strategies. There is no excuse for not making it a priority when you are young as you have time on your side and hopefully this article outlines what a ...
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Real estate investment trusts (REITs) give you the ability to own a piece of a company which owns and runs different real estate investments. REITs (or A-REITs in Australia) are very similar to an investment fund in the sense that investors capital is grouped together to make investments on behalf of the ...
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When it comes to paying for a financial advisor, the costs are usually based on assets under management (AUM) or in simple terms - how much money they manage for you. The fees are in the vicinity of 0.20% to 1.5% of AUM per year. Some financial advisors charge a fee for ...
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Superannuation provides an income for retirement that replaces or minimises the reliance on the aged pension and is the process of investing a portion of your income throughout your working career in a range of assets until you retire.
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