Where Aussie Mates come together to get the most from superannuation and learn how to manage retirement savings

We’re not your typical finance website (we’ve found they’re usually generic, hard to understand or not very helpful). We know that the financial decisions we make now will impact our quality of life in retirement in a big way. Because these decisions are so important, we reckon everybody should have clear and easily accessible information that empowers them to make financial decisions confidently and with understanding.

As accountants, financial advisors, fund managers and business owners, we have spent many years learning how to get ahead through managing our finances and those of our clients. On SMSF Mate, we aim to synthesize our experiences to provide you with information, insight, tips, tricks, and tools to help you successfully navigate the pitfalls and obstacles that can affect your retirement decisions.

Find the info you need without the jargon about superannuation, investments and self-managed super funds. Gain insights about finance you won’t find anywhere else, and get back to living life without the stress of knowing whether or not you’ve made the right financial decisions for your retirement.

Self Managed Super Funds

Direct Indexing for SMSFs

Direct indexing has been gaining popularity in recent years as an alternative investment strategy. Unlike traditional index funds, which seek to track a specific ... Read More

Direct Indexing for SMSFs

Direct indexing has been gaining popularity in recent years as an alternative investment strategy. Unlike traditional index funds, which seek to track ...

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Complete Guide to Self-Managed Super Fund Property Investment

Self-managed super fund property investment can provide a range of benefits for those looking to invest for their retirement. Whether it be ...

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SMSF Software For Trustee Administration: How Does It Work?

What is the best SMSF software in 2022? When it comes to Self-Managed Super Funds (SMSFs), there is a wide range of ...

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SMSF Trust Deed & Declaration Templates: Where to Get Them

Running a self-managed super fund (SMSF) comes with many different roles, responsibilities and administrative requirements to ensure compliance in the fund. One ...

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Superannuation

Opinion: How to Find the Best / Highest-Performing Super Funds

I understand that shopping for a super fund is not a short-term decision and the funds that are performing well today aren’t always going to be the best long-term performers. Still, one question remains: how can I find the best performing super funds today?

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Q&A: Is it Better to Invest in Super or Property?

To grow your savings for retirement, what is the best investment strategy: maximising your super contributions or investing in property? If you're like most Australians, there's a chance you are doing both. Around 66% of Aussie households owned their home in 2017/18, according to housing occupancy data from the Australian Bureau of ...

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Q&A: Your Guide to Beginning to Think About Retirement Planning

Depending on where you are in your life, saving for your retirement can be a bit of a daunting thought. At SMSF Mate, we want to make your retirement planning a more straightforward and enjoyable feeling. Retirement planning is not all that complicated but like most things, requires some planning and preparation. ...

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Investments

Re-financing debt to get the best deal is more important than you might think

We did some Googling and according to Canstar, the typical Aussie owes $3,925 on their credit card, has a personal debt of $21,200 (excluding credit cards and property loans) and has a mortgage of $540,166. Let's look at how that plays out in monthly repayments and let's see what happens if we ...

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Opinion: Interactive Brokers Trading Platform for Self Managed Super Fund (SMSF) Investing

Interactive Brokers is considered the industry standard when it comes to a trading platform that is accessible to the everyday SMSF investor. It caters for retail level traders all the way up to hedge fund managers which is why Interactive Brokers is considered the most advanced and accessible trading platform available today. It is a popular platform because:

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Opinion: SMSF Contributions: The Many Benefits of Timing Your Super Investments

One of the most important benefits of having a self-managed super fund; the ability to time your contributions and market entries. We all know the “buy low, sell high” analogy but rarely is it considered when it comes to traditional super fund investments. Using a self-managed super fund is a common way of increasing your ability to time your investments and contributions.

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Calculators & Tools

Re-financing debt to get the best deal is more important than you might think

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Should I buy a new car? Or should I invest the difference? New Car Real Cost Calculator

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Self Funding your Retirement – Free Planning Tool & Calculations

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SMSF Calculator: How much will I have in my super when I retire? Free Tool

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Kind words from Aussies managing
their own self funded futures

  • SMSF Mate is a unique website because it has ideas about how to approach SMSFs, insurance and other financial topics that come straight from first hand experience. It's much more useful than what you find on all the other financial websites that just offer generic info that you could easily get on the ATO's website. It's also nice to know there's no financial incentive behind the information, it's legitimately there to help people understand self-managed super funds and how to get the most out of them, not to get an affiliate commission from a broker or other financial services provider. The investment product information is also incredibly useful, I've never seen this kind of functionality on any other website that let's you look at such a wide range of products, sort by what info is most interesting or important to you, and subscribe to updates for different funds and financial products all in one place. Definitely worth checking out if you own or are considering an SMSF!

    David G, Self-Employed, SMSF Owner
  • SMSF Mate provides a unique insight into superannuation and financial topics in a way that is easier to understand than conventional websites. The colloquial nature of the site makes it easy to understand and they often speak about complicated topics in lamens terms so I can wrap my head around them. The investment product information is a great way to research funds that I am interested in investing in with my SMSF and there is a lot of helpful information on the site for better structuring my investment portfolio. In comparison to other websites which offer similar information, SMSF Mate excels as the information is free to access whereas many other sites charge a subscription fee for the same thing. Overall, I think SMSF Mate is a great resource for SMSF trustees and is worth looking at for a variety of super-related topics. Thanks.

    Tim B, Business Owner, SMSF Trustee