We will generally only collect your personal information from you or from someone you have authorised to provide it to Us.
SMSF Mate’s Site may contain links to other websites owned and operated by third parties. These third party websites have their own privacy policies therefore We urge you to review them. Those third party privacy policies will govern the use of personal information you submit when visiting their respective websites. We do not accept any responsibility or liability for the privacy practices of such third party websites and your use of such websites is at your own risk.
How is information collected?
We collect information in a number of ways, including:
How will SMSF Mate use personal information about me?
Our use of your personal information will always have a lawful basis, either because you have consented to Our use of your personal information or because it is reasonably necessary to provide services including, but not limited to:
By using Our services, you consent to us collecting, holding and using your personal information in this way.
We may also access, hold and use aggregated information about the people that use Our services. Aggregated information will not identify you or any other individual but simply provides Us with non-personally identifiable data that We can use to improve Our services, understand Our users’ needs and develop tailored content.
As noted above, We may use your personal information to offer you products and services that we believe may interest you. We may also disclose your personal information to external associates and Our service providers who assist Us to market Our products and services.
If you do not want to receive marketing offers from Us please inform Us. Our contact details are included at the end of this policy.
Are you obliged to provide Us personal information?
You are not required to provide Us the information that We request, or to allow Us to collect information from third parties. However, where you choose not to provide Us with the information We request, We may not be able to provide you with services that you have requested from us.
What happens if We obtain information about you which We have not solicited?
Where We receive unsolicited personal information about you, We will consider if We could have collected the information if We had solicited the information. Where We determine that We could have collected the personal information from you, We will treat your personal information in the same manner as if We have solicited the information directly from you. Where We determine that We could not have collected the personal information, We will destroy the information or ensure that the information is de-identified as soon as practicable.
Disclosure of information
With your permission, We may disclose your information to Our representatives and Our external service providers.
Government related identifiers
If We are required to collect government identifiers such as your tax file number, Medicare number or pension card number, We will not use or disclose this information other than when required, authorised by law or unless you have voluntarily consented to disclose this information to any third party.
Cross-border disclosure of information
We may transfer information to related bodies corporate or external service providers in locations outside Australia, including, but not limited to, India, United States, China, Poland, Philippines, in the course of storing that information and when using or disclosing it for one of the purposes referred to above. When transferring information to foreign jurisdictions, We will ensure that We satisfy one of the requirements below:
Storage and security of information
We store personal information in Our computer database and hard copy files. We take reasonable steps to ensure the personal information collected and held by Us is protected from misuse, interference, loss, unauthorised access, modification or disclosure.
Any personal information which We hold about you will be maintained for a period of not less than 7 years in order to comply with legislative and professional requirements.
Notifiable data breaches
We are required to notify you and the Information Commissioner of an eligible data breach. An eligible data breach happens if:
If you receive a statement of an eligible data breach from us, you should read and implement the recommendations about the steps you should take in response to the eligible data breach.
Access and correction of information
You may request access to the personal information We hold about you, and We will respond within a reasonable period after the request is made. Where We provide you access to such information, We may charge a reasonable fee to cover Our costs. We will disclose the amount of such costs to you prior to providing you with the information.
We will take reasonable steps to ensure that the personal information that We collect, use or disclose is accurate, up-to-date, complete and relevant. In the event that you become aware, or believe, that any personal information which We hold about you is inaccurate or incomplete, you may contact Us to correct the information.
If We disagree about the correction you have supplied, and refuse to correct the personal information, or if We believe that We are unable to comply with your request to access the personal information that you have provided us, We will give you a written notice to that effect. You have a right to make a complaint if you disagree with Our decisions in relation to these matters (see below).
Your complaint will be investigated and responded to within 30 days. If you are not satisfied with the outcome of your complaint, you are entitled to contact the Office of the Australian Information Commissioner.
Privacy Officer: Sonny Rahim
Address: Level 9, 1 William Street, Perth WA 6000
Postal Address: PO Box 7448, Cloisters Square PO WA 6850
Telephone: 08 6364 2799
What is a cookie?
A cookie is a small amount of data, often containing a unique identifier, sent to your computer or mobile device web browser from a website’s server and is kept on your device’s hard drive.
We use different types of cookies for different things, such as:
First party cookies
Third party cookies
By using Our Site you may also receive certain third party Cookies on your computer or device. Third-party Cookies are those placed by websites, services, and/or parties other than Us. Third-party Cookies are used on SMSF Mate for adverting services or social media.
The following Cookies may be placed on your computer or device:
Google Analytics, Google AdSense, Google Tag Manager, Google AdWords Conversion, Google Adwords Remarketing, Facebook Social Plugins, Facebook Graph.
In addition to the controls that We provide, you can choose to enable or disable Cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all cookies or only third party Cookies. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.
You can choose to delete Cookies on your computer or device at any time, however, you may lose any information that enables you to access Our Site more quickly and efficiently including, but not limited to, login and personalisation settings.
It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings.
Other information collected from web browsers
Your web browser may also provide SMSF Mate with information about your device, such as an IP address and details about the browser that you are using. We use information provided by your browser or by the link that you have clicked to understand the webpage that directed you to SMSF Mate and this may be captured by performance cookies.
DNT (Do Not Track) browser setting
DNT is a feature offered by some browsers, which, when enabled, sends a sends a signal to websites to request that your browsing is not tracked, such as by third-party ad providers, social networks and analytics companies. This website does not currently respond to DNT requests.
Changes to Our Privacy and Cookies Policy
SMSF Mate is a unique website because it has ideas about how to approach SMSFs, insurance and other financial topics that come straight from first hand experience. It's much more useful than what you find on all the other financial websites that just offer generic info that you could easily get on the ATO's website. It's also nice to know there's no financial incentive behind the information, it's legitimately there to help people understand self-managed super funds and how to get the most out of them, not to get an affiliate commission from a broker or other financial services provider. The investment product information is also incredibly useful, I've never seen this kind of functionality on any other website that let's you look at such a wide range of products, sort by what info is most interesting or important to you, and subscribe to updates for different funds and financial products all in one place. Definitely worth checking out if you own or are considering an SMSF!
SMSF Mate provides a unique insight into superannuation and financial topics in a way that is easier to understand than conventional websites. The colloquial nature of the site makes it easy to understand and they often speak about complicated topics in lamens terms so I can wrap my head around them. The investment product information is a great way to research funds that I am interested in investing in with my SMSF and there is a lot of helpful information on the site for better structuring my investment portfolio. In comparison to other websites which offer similar information, SMSF Mate excels as the information is free to access whereas many other sites charge a subscription fee for the same thing. Overall, I think SMSF Mate is a great resource for SMSF trustees and is worth looking at for a variety of super-related topics. Thanks.